Chapter 7 Bankruptcy Attorneys In Tampa, Florida
Is Chapter 7 Bankruptcy Right for Me?
At Buenaventura Koss, PLLC in Tampa, we help individuals explore whether Chapter 7 bankruptcy is the right path forward. This type of bankruptcy can eliminate many common debts, including payday loans, medical bills, credit cards, personal loans, and repossessions. In most cases, you're still able to keep important assets like your home or car—as long as you're current on your payments.
One of the immediate benefits of filing is that it puts a stop to collection actions, including lawsuits, garnishments, and frozen bank accounts. But Chapter 7 comes with strict eligibility requirements, and the process can be complex. That’s why it's important to have a legal team that can walk you through each step clearly and confidently.
If you're ready to take the next step toward financial relief, contact Buenaventura Koss, PLLC today to schedule a consultation.
Call Buenaventura Koss, PLLC at 813-519-5100 to schedule a consultation with a lawyer today.
Are There Any Types of Debt Chapter 7 Doesn’t Cover?
While Chapter 7 bankruptcy can wipe out many types of unsecured debt, it doesn’t apply to everything. Certain obligations—like past-due income taxes, child support, spousal support, and most student loans—generally can’t be discharged through Chapter 7. However, by eliminating other debts, you may be able to free up income to better manage these remaining responsibilities.
That’s why it’s important to work with a legal team that understands the process and can help you look at the full picture. At
Buenaventura Koss, PLLC, we take the time to go over your situation and help you explore a plan that fits your needs. Call our Tampa office today to
set up a consultation and take the first step toward regaining control of your finances.
What Are Some of the Requirements for a Chapter 7 Bankruptcy?
To qualify for Chapter 7 bankruptcy, you must pass a means test, which helps determine whether your income is low enough to file. This test ensures that Chapter 7 is reserved for individuals who truly can’t afford to repay their debts. In addition, you’ll need to complete a required credit counseling session within six months before filing.
At Buenaventura Koss, PLLC, we help you prepare for each step—reviewing your income, guiding you through the means test, and making sure all paperwork is completed accurately. Meeting these requirements early can help your case move forward more efficiently. If you're ready to take the first step toward financial relief, contact our Tampa office today to schedule a consultation.
Aviso Legal: Somos una agencia de alivio de deudas. Somos abogados que ayudamos a las personas a declararse en bancarrota bajo el código de bancarrota.
Have Questions About Bankruptcy?
Call Buenaventura Koss, PLLC at 813-519-5100 to speak with an attorney. We’ll answer your questions, explain your options, and help you
take the first step toward financial relief.